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Dear Member:
Dear Member:
The Trustees are pleased to provide you with this Comprehensive Benefits Booklet, which describes your benefits through the Garden City Teachers Association Benefit Trust Fund.
This booklet includes all the Trust Fund benefits ‑ dental, vision, excess major medical insurance life insurance, long-term disability, legal services and financial counseling. This booklet contains details of these benefits including enrollment, eligibility, coverage for dependents, and other general information concerning Trust Fund procedures. To the extent that this booklet describes an insured benefit (e.g., life insurance, excess major medical, long-term disability), a group insurance contract specifies the exact benefits provided, and the language of the insurance contract will govern in the event of inconsistency between it and the language of this booklet.
We suggest that you read this booklet carefully and share it with your family. Keep it available so that you can refer to it in the future.
Yours truly,
Board of Trustees
HIPAA
HIPAA
NOTICE OF PRIVACY PRACTICES
NOTICE OF PRIVACY PRACTICES
A federal law, the Health Insurance Portability and Accountability Act, (“HIPAA”), requires the Garden City Teachers Association Benefit Trust Fund (“the Fund”) to protect the confidentiality of your private health information. A complete description of your rights under HIPAA can be found in the Fund’s privacy notice, which was previously distributed to all members and is distributed to all new members upon enrollment, a copy of which is available from the Fund office.
The Fund will not use or further disclose information that is protected by HIPAA (“protected health information”), except as necessary for treatment, payment, operations of the Fund, or as permitted or required by law. By law, the Fund has required all business associates to also observe the Fund’s privacy rules. In particular, the Fund will not, without authorization, use or disclose protected health information for employment-related actions and decisions.
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